Roth Ira Limits 2024 Married Filing Jointly Over 65

Roth Ira Limits 2024 Married Filing Jointly Over 65. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. Each spouse can have their own roth ira, allowing both to contribute.

If your filing status is. The maximum amount you can contribute to a roth ira for 2024 is $7,000 (up from $6,500 in 2023) if you’re younger than age 50.